Ujjivan Small Finance Bank Limited
Bookbuilding IPO · NSE, BSE
- Price band
- ₹36 - ₹37
- Lot size
- 400 shares
- Issue amount
- ₹750 cr
- Total subscription
- 0×
- Opens
- 2 Dec 2019
- Closes
- 4 Dec 2019
- Allotment
- 10 Dec 2019
- Listing
- 12 Dec 2019
Offer at a glance
Issue overview
- Issue size
- 20,83,33,333 shares
- Face value
- ₹10 per share
- Minimum investment
- ₹14,400
- Fresh issue
- ₹0 cr
- Offer for sale
- ₹0 cr
- Registrar
- Kfin Technologies Limited
- Listing exchange
- NSE, BSE
- Maximum investment
- ₹14,800
- Issue type
- Bookbuilding IPO
- Shares before issue
- 1,52,55,20,467
- Shares after issue
- 1,72,82,23,169
Lot sizes
| Category | Lots | Shares | Amount |
|---|---|---|---|
| RETAIL | 1 | 400 | ₹14,800 |
| sHNI | 14 | 5,600 | ₹2,07,200 |
| bHNI | 68 | 27,200 | ₹10,06,400 |
Share reservation
Subscription & GMP
Subscription by category
Subscription figures are awaiting publication.
GMP history
Financial performance
Company financials
in Lakhs · Reported periods may include interim results.
Company information
Company profile
Ujjivan Small Finance Bank Limited, established in 2017, is focused on providing banking and financial services to underserved and unserved sections of society in India with the aim of promoting financial inclusion. Promoted by Ujjivan Financial Services Limited, the bank leverages strong technology systems and an integrated lending approach to serve individuals, women entrepreneurs, and small businesses. It operates across 24 states and union territories, serving around 4.72 million customers through a wide network of banking outlets, ATMs, asset centers, and phone banking facilities, supported by a multilingual mobile banking app. The bank offers a diverse range of loan products including agriculture, housing, micro banking, personal, vehicle, and small enterprise loans, along with savings and current accounts, deposits, debit cards, Aadhaar services, insurance products, and digital banking features such as UPI, internet and mobile banking, RuPay cards, and biometric ATMs, while using digital systems to improve loan processing, credit assessment, and collections.
Strengths
- Strong Presence in Retail & Microfinance Segment: Focuses on serving underserved customers and small borrowers, creating a strong niche in financial inclusion.
- Diversified Loan Portfolio: Offers microfinance, housing loans, vehicle loans, and SME financing, reducing dependence on a single lending segment.
- Growing Digital Banking Adoption: Increasing focus on digital services and branch expansion supports customer growth and operational efficiency.
Risk factors
- Asset Quality Risk: Higher loan defaults or rising NPAs can directly impact profitability and financial performance.
- Dependence on Rural & Small Borrowers: Economic slowdowns or stress in lower-income segments can affect repayment capacity.
- Highly Competitive Banking Industry: Faces competition from private banks, other small finance banks, and fintech companies.
Promoters
Ujjivan Financial Services Limited
Registrar & documents
Lead manager
IIFL Capital Services Limited, Jm Financial Limited, Kotak Mahindra Capital Company Limited
Registrar & contacts
Kfin Technologies Limited
[email protected]Official registrar portal ↗IPO allotment status guide →Registered office
Plot No. 2364/ 8, Khampur Raya Village, Shadi Kampur, Main Patel Road, New Delhi 110 008, India
+91 11 3043 2121
https://www.ujjivansfb.in/Company website ↗Understanding UJJIVANSFB IPO data
Compare the price band and required investment with the company profile, financial results and offer documents. Subscription figures show reported demand by category; they do not establish the value of the business. GMP is an unofficial indication and can change before listing.